Jewellery Valuation · What's Your Gold Worth Today
Gold Jewellery Value Calculator
Enter the weight and karat of any piece of gold jewellery. We'll show its current melt value in your currency, plus realistic estimates of what a pawnshop, a bullion dealer, and a private buyer would actually pay for it.
—
Melt Value
100%% of pure gold content at today's spot price
—
Pawnshop Offer
~60%% of melt — fastest cash, worst rate
—
Bullion Dealer Offer
~75%% of melt — better rate, requires assay
—
Private Sale
~90%% of melt — best rate, slowest, requires effort
—
Why the offers vary so much
The melt value is the absolute floor — it's the gold content alone, valued at the international spot price. No buyer pays the full melt value because they need a margin to cover assay costs, refining losses (gold jewellery alloys lose 1–3%% in refining), capital tied up in inventory, and their own profit. The fractions we show are typical, not guarantees.
- Pawnshops pay the least (typically 50–65%% of melt) because they assume the highest risk and offer same-day cash. They also rarely test purity rigorously, so they price defensively.
- Bullion dealers pay 70–80%% because they have refining relationships and lower overhead per transaction. You usually need to bring assay-able pieces.
- Private sale (eBay, local marketplaces, jewellers buying for resale) can reach 85–95%% but requires time, photos, listings, shipping, and trust.
The melt value calculation itself is straightforward: weight in grams × purity fraction × gold price per gram. Always verify the purity stamp on your piece — the karat marking (24K, 22K, 21K, 18K, 14K, 10K) determines the fraction of actual gold versus alloy metals.
Want more context? Read our Gold Karat & Purity Guide, the Gold Weight Units guide, or use our weight unit converter to convert between grams, troy ounces, tola, baht, and lượng before pricing.