Financial Disclaimer
Last updated: April 19, 2026
Not financial advice. The Gold Price is an informational site. Nothing published here is a recommendation to buy, sell, hold, lend, insure, or store any precious metal or related financial product. Consult a licensed financial professional before making any investment decision.
1. Data accuracy
We aggregate data from publicly available market sources. We do our best to keep it fresh and internally consistent, but:
- Upstream APIs can be wrong, stale, or temporarily down.
- Spot prices update at market intervals; the number you see may be seconds to minutes behind the live market.
- Local-currency prices are computed from the spot price and an indicative exchange rate. The exchange rate you are actually offered by a bank or dealer will differ.
- Calculator outputs (jewelry, weight conversion, historical returns) apply simplified assumptions that do not reflect every tax, fee, or premium in your jurisdiction.
2. Precious-metals risks
Owning or trading precious metals involves risks the Site cannot predict or control, including:
- Price volatility — gold, silver, platinum, and palladium can move sharply in short windows.
- Currency risk — metal priced in USD converts into your local currency at rates that change daily.
- Dealer spread — the buy price a dealer offers is usually below spot; the sell price is usually above spot. Spread varies by product (coin, bar, jewelry) and by dealer.
- Premium over spot — coins, bars, and jewelry carry a premium for minting, refining, craftsmanship, and brand. Jewelry also carries VAT/sales tax in most countries.
- Storage, insurance, and counterparty risk — vaulted metal depends on the solvency and security of the custodian; home-stored metal carries loss and theft risk.
- Purity and authenticity — always verify assay marks and refiner certification for physical metal.
- Regulatory and tax changes — import duties, capital gains rules, reporting thresholds, and declaration requirements differ by country and change over time.
3. No guarantee of returns
Historical prices and returns published on the Site do not predict future performance. A metal that appreciated significantly over the last decade may decline in the next. Charts and historical calculators are diagnostic, not predictive.
4. Jewelry and calculator outputs
Our jewelry and weight calculators apply generic purity, premium, and conversion assumptions. The price a local jeweler or dealer quotes will typically differ — often by a meaningful margin — because it includes their own craftsmanship, brand, and overhead. Always confirm directly with the seller before committing.
5. The Vault
The Vault lets you record holdings for your own reference. The Site does not take custody of, insure, or verify any metal you record. Values shown are computed from current spot prices and the weight and purity you enter; they are estimates, not an appraisal or audit.
6. Decisions you make
You are solely responsible for your buying, selling, and holding decisions. By using the Site, you acknowledge that you've read and understood this disclaimer and accept full responsibility for any outcome.
7. Not legal or tax advice
Buying, selling, importing, exporting, gifting, and inheriting precious metals all have legal and tax implications that vary by jurisdiction. The Gold Price does not provide legal or tax advice. Consult a qualified professional in your country before acting on significant positions.